So far, Arbonne has been amazing journey and I can’t wait to see what is in store for me in the future. Establishing the total amount of a client’s assets—including retirement and savings accounts, real estate and other property, minus loans and other debt—is a key aspect of financial planning. Do-it-yourself: Financial Engines ( ) is an online retirement-planning program that your employer might offer free. There are many benefits to offering investors a one-stop shop for all of their financial planning needs.
A CPA with a tax background who’s trained as a personal financial specialist might be the most capable in minimizing taxes, though most planners should be able to do this. Many financial planners have passed courses and exams in financial planning, and hold designations granted by an education provider or standards body. There are many financial planning designations, which offer a combination of training and experience. Your advisor should hold annual review meetings to review your financial plan and ensure it is up to date. Professional insurance agents are viewed more as financial advisers than salesmen.
Your advisor should be actively involved in all decisions that pertain to your financial future and serve as your main point of contact for any questions you have regarding your account(s). By building a portfolio that ties back to your Family Index Number—the average annual return needed to make sure you reach your financial goals—your advisor is able to create a customized yet repeatable process. Our dedicated sales managers and group sales managers will coach and guide you along your journey to become a successful financial consultant.
The high level of service you’ve come to expect should not change, and the same group of experts should continue to serve you for all of your wealth management and financial planning needs. Whether you’re a do-it-yourselfer, or plan on letting the financial advisor take the reins, you’ll get the professional support you need to make informed financial decisions without the time commitment often associated with creating and managing a portfolio. As a financial consultant, you will have flexible working hours and you can earn unlimited potential income based on your performance.
Feel confident knowing every independent RIA participating in AdvisorDirect has met our eligibility requirements and has gained valuable experience working in financial services. After your registration is processed, your dedicated TD Ameritrade Investment Consultant will help identify a Registered Investment Advisor (RIA) near you and arrange a face-to-face meeting.