Carrie Smith On HubPages (2)

Daily FinanceThe reason I write travel tips hubs is because I enjoy traveling very much, although I have not been able to go on trips as much as I used to. I’ve long held the dream of becoming a Snowbird to escape the cold, dreary Canadian winters like others do. In fact, it is a fervent wish of mine and I can’t help feeling jealous occasionally. When you’re fully aware that another person will see every single charge you make – and likely ask questions or become upset over unreasonable charges – you’re liable to be more responsible, forgoing impulse purchases and maintaining a reasonable balance. He can’t call the credit card company to inquire about balances, request a credit limit increase, ask for a lower rate or dispute a charge. A third of those polled said they received some form refund or commission savings of $500 or more.

But, some real estate experts say savvy buyers know about the 6 percent commission savings and will try to negotiate sellers out of that extra cash. The 1.5 percent transaction can be significant savings compared to the traditional 3 percent charge on the seller side. The Conference Board said its consumer index jumped 10.5 points to 101.5 this month, the highest reading since January, amid optimism over the labor market. Bargain hunters can view hundreds of daily deals sorted by category and location on a single site.

Csutoras says his landline phone service is bundled with his cable and Internet, and he recently looked into dropping it. But as is the trend lately, companies often charge you more if you don’t keep your phone connected to your home, which was the case for Csutoras, and he decided to keep his. While there are no surefire ways to avoid a stock market crash, there are some things you can do to reduce the likelihood that you will suffer the consequences of one in the future. Here’s how to protect your savings from a significant downturn in the financial markets. Market sentiment was also boosted by China’s second interest rate cut in the past two months.

A strong labor market, lower gasoline prices and an improving housing market also are seen supporting consumer confidence. The survey’s so-called labor market differential, which closely correlates to the unemployment rate in the employment report, was the most favorable since January 2008. The housing market is gaining steam, with data last week showing home resales jumped to a near 8½-year high in July and groundbreaking on new home building climbing to its highest level since October 2007.

The recovery in the sector, which touches almost all spheres of the U.S. economy, is being driven by the tightening labor market. Instead of combing through dozens of different daily deal sites such as Groupon, LivingSocial, and Google Offers, sign up for Yipit , a daily deal aggregator that works much like Kayak does for travel deals. The ecommerce giant’s daily deal section features limited-time and limited-quantity deals throughout the day. Woot features daily deals in nine categories, such as home, computers, sport, and kids, and a special sellout section features last-chance deals.

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