AP European History was, and is, by far one of the most difficult classes I’ve ever taken (right up there with honors biology, chemistry, and physics). Due to his inability to learn procedures, by June 2010, he was stripped of his titles of Credit Manager and Real Estate Loan Department manager. He held the position for a few weeks before being returned to the Consumer Loan Department but a few weeks later, with the help of a Branch Manager, he left the credit union on a medical leave of absence, alleging work-related stress. In late October 2011, Mr. Garcia fled the credit union on a second medical leave of absence.
Mr. Garcia returned to work on January 15, 2013, and was promptly informed that he was being demoted and would from hereon serve as the credit union’s sole business development representative. Approximately, two months ago, the President contacted one of the credit union’s SEG’s and asked if they were pleased with Mr. Garcia’s services. How could Mr. Garcia be terminated for violating credit union policy when he falsified his monthly reports and President Wiggington retain his employment after a long and well-documented history of violating policies and breaking state and federal laws?.
The departure of Joseph Garcia has left the credit union without any business development representatives to visit the communities served by the credit union. Of course, in view of the fact that Mr. Garcia was rarely or not visiting all together, the communities served by the credit union, his departure is inconsequential to business. With regards to Courtesy Pay, the credit union obtained profits from charging exorbitant fees the use of overdraft protection. Courtesy Pay is not new or unique and was not the brainchild of Ms. Walker but it was the one factor which impelled Priority One’s metamorphosis from credit union to that of a traditional bank.
Not only did he bring an end of the team’s visits to the communities served by the credit union but at the time, Executive Vice President, Rodger Smock, disclosed that the credit union could no longer afford to send representatives to chamber luncheons or to participate in community sponsored events. Recently, President Wiggington revealed that it has become imperative the credit union regain a foothold in the communities it is supposed to serve. At the time, he ordered greater focus placed on SEG development, a segment of the credit union’s business which had never brought in much business.
Though the loans had proven one of the credit union’s most successful products, the President declared that he did not wish to offer anything created by his predecessor. In 2010, Executive Vice President, Rodger Smock, scoffed at the overall importance employees of the postal sector upon Priority One’s business yet in 2015, the credit union is resurrecting efforts to regain its former relationship with members who are also employees of the United States Postal Service.