Why Your Bank Loan Was Denied Or Approved (2)

FinancingThe ‘pre approval letter’ means nothing until you go to Cap One, fill out an application, and get the approval finalized. Disadvantages of Debt Financing: Most institutionalized debt funding has a fixed payment schedule that includes a set monthly repayment date and amount. Business loans, or debt financing that becomes delinquent can have a negative effect on the borrowers personal credit score if they are a sole-proprietor and use their social security number for business.Financing

When considering the equity financing path, the business owner will be faced with, more complex advantages and disadvantages that are associated with equity financing. The following highlights some of the more prevalent advantages and disadvantages of obtaining equity financing. Advantages of Equity Financing: One of the advantages of using equity financing is the flexibility associated with equity financing deals as opposed to debt financing. Adequate financing of agriculture in Nigeria will surely boost agriculture in Nigeria.

Equity financing also provides an advantage by allowing business owners to have a tremendous competitive edge in the market place when large influxes of cash have been put into the business. Disadvantages of Equity Financing: One of the major disadvantage of obtaining equity financing is that a business owner must give up (in most all cases) a majority share of ownership of the business.

Most smaller businesses operated by sole-proprietors typically do not seek equity funding from this type of financing structure, but rather from investors who make smaller investments, such as individual investors, family members or close friends. We have the land mass that will be enough to produce more than we need and export to the outside world. They prefer financing trading activities more than the real sector of the economy. Financing can bring technology investments forward to accelerate competitive advantage.

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